Students of SCMS Cochin School of Business recently had the privilege of listening to and interacting with Mr. Sony Mathew, Regional Head, Geogit-BNP Paribas. Being a leading name in the world of finance, Mr. Mathew is definitely the kind of person who has the ability to make a Finance classroom buzz with energy and vigor.
The Financial Services company that Mr. Mathew currently heads has made giant strides in the industry. He himself is considered an expert in the field and he offered students insight into capital market, the investment and stock market. “Wealth cannot be earned, but can be created through investment. Investing in good mutual funds or in blue-chip stocks will give you good returns, capital appreciation, safety, liquidity and tax benefit,” he said right at the onset of his talk.
He also listed some of the big name Blue-chip companies in the market like HDFC, TCS, Infosys and the benefits they hold for investors. However, Mr. Mathew was quick to point out the risks involved in investment equity and offered alternatives. “Mutual funds are a good option, especially if you keep in mind the risks involved. Mutual Funds are the financial investment tool that pools the money of investors sharing a common financial goal,” he explained.
Mr. Mathew also drew on the experience of Dr. Vijaykumar, investment specialist, who believes we need to invest early (E), regularly (R), Long term (L), Intelligently (I) – ERLI. Building on that thought further, he added, “We need to understand the goals we should have for a particular period of time. Risk factors in investment involve; high risk high investments and risk in the short term, but risks decline in long term.”
While the session had important insights for students who might want to invest for their futures, it also painted the larger picture for their benefit. Mr. Mathew remained optimistic about things to come when he said, “India will emerge as a superpower since there is a drastic positive outcome in the net profit of the country. You have the power to make a difference and on an individual level you can do that by investing systematically and intelligently for long term.”
The session ended with Mr. Mathew fielding questions from students interested in careers in finance. He talked about his passion for numbers, experiences and sought to inspire them. “Patient listening to your fellow colleagues, motivation and performance appraisal play a very important role in making a manager successful. You need to stand out from the crowd by updating your general and practical knowledge. Then the world is your oyster,” he concluded.